🍁Retirees: It only takes one unexpected health issue or loss for retirement plans to unravel overnight. And most couples don’t realize this until it’s too late. ✅ Since 2019, grocery costs alone have jumped over 20%. And that’s just groceries—not including housing, medication, utilities, or taxes. But here’s what almost no one talks about… ⚠️ The biggest financial shock doesn’t come from inflation.. It comes when one partner passes away. When that happens, the average Canadian household loses b