ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

Once upon a time, not too long ago but also a lifetime ago, borrowing money mostly went like this: “You’d put on a suit, go into the bank and fill in a loan application,” recalls Margaret Johnson, ...

FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs ...

A credit score does not directly decide visa approvals but showcasing strong credit health highlights financial stability, ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

For many Americans, this is an appealing way to manage expenses, especially as inflation squeezes household budgets. Thanks ...

Using a credit card the right way can boost your score, but one wrong move can pull it down. Don’t worry, though, it’s not ...

Gen Z faces the sharpest credit score declines, driven by student loans, rising delinquencies, and higher debt. Learn why scores fell nationwide and what it means for young borrowers’ financial ...

Credit cards have become a common part of daily financial life, helping people manage expenses with ease. However, when ...

Get a second credit card when your income/salary goes up, but you are not able to increase the credit limit on your existing card ...