The Roth Conversion Mistake That Could Cost You Tens of Thousands — and How To Get It Right

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, ...
SmartAsset on MSN

Will Converting $500k to a Roth IRA Affect My Medicare Premiums?

Medicare premiums are based on taxable income and a sudden increase can raise your costs. So if you are considering a Roth ...
SmartAsset on MSN

Should I Convert 20% of My IRA to a Roth Each Year to Reduce Taxes and RMDs?

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...
Yahoo Finance

Revisiting Roth Conversions

Roth IRA conversions might seem like old news, but today's tax and economic environment warrants a fresh look at the benefits of converting a traditional individual retirement account to a Roth. As ...
The Globe and Mail

Should You Do a Roth IRA Conversion to Reduce Your Retirement Tax Bill?

Retirement brings an end to working 9 to 5, but it doesn't always change things as much as people expect. You'll still need to budget carefully to ensure your savings last, and the government will ...

J-Curve Tax Strategy: How To Slash Your IRA Conversion Costs

Diving into the J-Curve tax strategy to learn more and see if it's an accessible way to slash your IRA conversions ...
The Globe and Mail

Is Now a Good Time for a Roth IRA Conversion?

The end of the year is drawing near, and so is the deadline to make key retirement moves like Roth IRA conversions. If you've been considering one, you have to act before Dec. 31 if you want the ...
SmartAsset on MSN

Is It Too Late to Convert to a Roth IRA at 62 With $950k in IRAs?

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from a ...
AOL

1 Thing You Must Do Before a Roth IRA Conversion

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. Find Out: I’m a Financial Expert: This ...

I'm 65 With $830k in a 401(k) and Taking Social Security. Is It Too Late for a Roth Conversion?

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or retirement status. As long as you have qualifying funds in a pre-tax portfolio, ...
Yahoo Finance

Ask an Advisor: I've Been Converting My IRA into a Roth for a Several Years. When Can I Withdraw Dividends Tax-Free?

I am retired but not yet 73. I have been doing Roth IRA conversions for a few years. I know you can’t withdraw the converted principal for a period of five years. My question is when I can access the ...
Nasdaq

1 Thing You Must Do Before a Roth IRA Conversion

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...