The general conclusion is that it is better to wait until next year than starting CPP late in 2025. This isn’t true every ...

CPP taxes are the bane of many a Canadian retiree. Not only are they taxes on a program you paid into your entire working life, they’re also not deducted by default. So unless you request that the CRA ...

Believe it or not, we're already halfway through September, and for Canadian seniors who rely on monthly pensions and government support, the Canada Pension Plan payment is coming up soon. Whether you ...

Unfortunately you've used all of your gifts this month. Your counter will reset on the first day of next month. One of the most frustrating practical challenges in planning for retirement when it’s ...

Annual Canada Pension Plan retirement benefits will total a maximum $13,610.04 for 2018 – nothing flashy, but still significant. Unfortunately, few will get it. In 2016, roughly 6 per cent of CPP ...

Finance Minister Chrystia Freeland says she has asked the Office of the Chief Actuary to calculate a “reasonable” amount Alberta could be entitled to if they pull out of the Canada Pension Plan. This ...

Earlier this week, Lisa Bjornson and Fred Vettese wrote an excellent article suggesting that one should wait to take the CPP until age 70. The pure math is hard to dispute, as the government provides ...

A Certified Financial Planner helps a reader understand how pension splitting between divorced spouses works. Since you were legally married there is no limit as to when you may apply for the credit ...